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How To Repurpose Used Commercial Office Furniture For Your Own Home Office

Posted by on 2:49 pm in Uncategorized | Comments Off on How To Repurpose Used Commercial Office Furniture For Your Own Home Office

When your professional workstation at the office is sleek laminate, metal, or veneer wood, there is not a lot you can do to change up its appearance to give it your own style. But when you buy used commercial office furniture for your own home office, you can change its finish and look to match your personal design theme. Here are instructions to help you refinish and paint your used commercial office furniture. Reupholster Your Office Chair Most office chairs consist of metal or plastic frames with an upholstered seat and backrest, mounted on a chair base and casters. Usually the color of office chair upholstery is a black, grey, or other neutral color. As your home’s surroundings can affect your mood, it can be helpful to change the color of your office chair to something different. For example, the color yellow can increase your happiness and the color blue can help you decrease your stress. First, you need to take the chair apart so the fabric seat and backrest are separate from the chair’s frame. This will allow you to reupholster the chair and paint the metal or plastic chair frame. Locate the screws that can be found under both the chair’s seat and backrest, which will allow you to remove these upholstered sections. Next, measure the length and width of the fabric covering the chair’s seat cushion and backrest to determine how much new upholstery fabric you will need to cover the old, dreary fabric. Make sure you add two to three inches of extra fabric along each length and width to allow for space to attach the upholstery with staples. You don’t need to remove the old upholstery during this process as the new fabric will cover the old.  Buy the amount of fabric you need, then cut both pieces to their required sizes, according to your measurements.  Spread the fabric over each section right side out to cover the old fabric.  Turn the chair section around, so the back of the section is facing you.  Wrap the fabric around to the back, folding the fabric to cover any rounded edges or corners.   Using a staple gun on the back of each section, attach the new fabric over the old. Staple the corners down first, then staple the remaining sides, pulling the fabric tight as you staple it in place. Paint Your Office Chair Select a coordinating color of spray paint acceptable to paint on metal or plastic, depending on what your office chair is made from. Because the chair will already be taken apart, you don’t need to mask any of the surface to be painted.  Spray the paint over the surface in smooth and even coats to prevent the paint from dripping and running. It is best to cover the chair in several thin coats of spray paint for the best finish.  Last, reattach the chair together with its original hardware. Repaint Your Office Desk A popular way to change the surface of your furniture from a sleek-looking veneer or laminate to a distressed surface is by using chalk paint. Chalk paint is not the same thing as chalkboard paint, but is a flat paint that allows you to make your furniture aged and worn-looking with a chalky appearance. If you like a farmhouse or cottage style, chalk paint is the product to use. The good part about chalk paint is...

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Tips To Help You To Successfully Manage Your Property As A Landlord

Posted by on 1:49 pm in Uncategorized | Comments Off on Tips To Help You To Successfully Manage Your Property As A Landlord

As a landlord, you can choose to hire a property management company or do the managing yourself. If you choose to handle your own property management, you have certain legal responsibilities to protect the safety and health of your tenants and yourself from liability. It is important you know all the federal and state laws and regulations relating to renting a property,so you don’t get yourself into any trouble. Here are some property management tips to help you follow the lead-based paint regulations and to screen and find good prospective tenants. Follow Lead-Based Paint Regulations If your rental property was built before 1978, federal law requires you to give your tenant lead-based paint information before they sign a lease with you. Because lead paint can cause serious health problems, you need to let your tenant know if you are aware of any lead paint on the property. Give your tenant a pamphlet titled Protect Your Family From Lead In Your Home on identifying and controlling lead-based paint hazards.  If you have or have not had the property tested for lead paint and it was built before 1978, you need to let the prospective tenant about this. Also, include in your rental contract a lead warning statement. Your tenant can request you get a lead inspection from a certified inspector if they wish before they move in. Make sure you give your prospective tenant these document, and have them sign a copy that you keep for your records indicating they received them. This will protect you later on if your tenant decides to file a lawsuit against you about any lead paint that was discovered and health problems that were caused by it. As long as you follow these steps, you can be protected from liability Screen All Your Prospective Tenants When it comes time to find new tenants for you rental property, you may be tempted to select the first applicant as your new tenant, so you can start collecting rent as soon as possible. As a landlord, you rely upon having renters in your unit to cover the expenses of owning a rental property, but it is important to screen any applicants before you let them live in your unit. If you get a bad renter, you can end up spending thousands of dollars to evict them, depending on the situation and state you live in. According to a report by TransUnion, the average cost of an eviction was found to be $1,917. And an eviction process can take anywhere from five weeks to three months assuming there are no delays in the process, so you may not be getting any rent from your tenant during this time. Always have your perspective tenant fill out an application, including any children or other applicants over the age of 18 who will be living in the property. Complete a background check on all applicants to find out if they have a felony or a criminal record. A tenant with a felony or other criminal record can be a liability to you as the landlord, so make a smart decision after reviewing their record. The background check will also give you information on each applicant’s credit history. Their credit report will show any evictions in their past and if they are paying any of their bills late.  Make sure you always have the signature of each applicant giving you permission...

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In Maryland, Automatically Pay For Your Boat’s Storage Unit With A Credit Card So You Don’t Forget

Posted by on 2:38 pm in Uncategorized | Comments Off on In Maryland, Automatically Pay For Your Boat’s Storage Unit With A Credit Card So You Don’t Forget

As fall transitions into winter, many recreational boaters in Maryland will be taking their boats out of the water and putting them into storage units. For most boaters, storage units are a convenient and affordable place to store watercraft during winter. Boaters who don’t pay their storage unit bills could have their boats auctioned off this winter thanks to a new state law. If you’re keeping a boat in a storage unit in Maryland this winter, signing up for automatic payments is an easy way to make sure you don’t forget to pay your storage unit bill. When storage units go into default This past April, a bill that rewrites the laws governing storage units that are in default was unanimously passed by Maryland’s senate and house. House Bill 786, went into effect on October 1, 2015. This bill builds on another law that was passed in October 2013.  Together, these bills could let a storage unit operator fetch a nice price for your boat if you don’t pay your storage unit fees for 60 days. Storage unit operators in Maryland have been able to auction off the contents of a storage unit if the lessee failed to pay their fees for 60 days. The bill passed in October 2013 amended Maryland’s laws in at least two significant ways. First, it gave storage unit operators the freedom to hold online auctions, rather than in-person ones. Second, it also granted operators the ability to tow away any vehicles — including boats — that are left in an unpaid unit for over 60 days. The bill that was passed in April further updated Maryland’s laws for the Internet Age. It contained many provisions that were in the 2013 bill, including the right to tow away vehicles and boats that are housed in delinquent units. It differed by changing how storage unit operators are required to notify people of an upcoming auction. Instead of mailing a letter to a unit’s lessee and printing notifications in the local paper, operators can now send an email and post notifications online. As long as their efforts attract at least three independent bidders, their efforts will meet the requirements of the new law. Thus, if you miss your payments for two months, you might not realize that your boat is going to be auctioned off. It’s easy to miss online notifications, and your storage unit operator may auction off your boat soon after the 60-day threshold is met. In an online auction that attracts bidders from neighboring states as well as Maryland, they should be able to get a good price for your watercraft. How to keep your unit out of default As long as you don’t let your storage unit go into default, your boat won’t be auctioned off. Keeping your unit out of default is easy: Pay your bills on time. Storage unit fees for a boat are a seasonal expense that are easy to overlook. If you haven’t paid for a storage unit since last winter, you might not remember to submit your payment in December or January, especially since these can be busy months with the holidays and start of the new year. The easiest way to ensure your storage unit remains in good standing is to sign up for automatic payments....

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6 Major Moving Mistakes To Avoid

Posted by on 1:20 pm in Uncategorized | Comments Off on 6 Major Moving Mistakes To Avoid

When you have a big move coming up, it’s natural to feel a little stressed and overwhelmed. In fact, according to experts, moving is one of the top five most stressful life events. In the hustle and bustle of moving, sometimes mistakes are made that lead to even more stress and wasted time down the road. Luckily, by knowing which specific moving mistakes to look out for, you can make your move less stressful. Here are six major moving mistakes to avoid: Not Renting a Truck It may seem tempting to move everything yourself in your regular vehicle instead of renting a truck, but this will only make your move much more difficult than it needs to be. Renting a moving truck means having enough room for all of your belongings, including heavy furniture. It also means being able to move everything in one trip, instead of going back and forth wasting time and gas money. Depending on your budget, you may be able to rent a truck in conjunction with hiring movers and even renting boxes, which will further streamline your move. Not Decluttering First The less stuff you have, the less you have to move, unpack, and find a new home for. As soon as you know you’re going to move, it’s time to start decluttering. Go through your home room by room, especially focusing on closets and storage areas. Honestly evaluate your belongings and set aside things you no longer use or want. You can sell unwanted items online or at a yard sale to help cover the cost of your move. Donate anything that doesn’t sell. Many thrift stores even offer donation pick-ups, saving you a trip during this already busy time. Not Having a Plan for Kids and Pets Moving is complicated enough, but if you have small children or pets it can be even trickier. Enlisting help, like a babysitter or pet sitter, for moving day is a great idea since you will then be able to focus more on moving. Make sure you set aside your kid and pet essentials somewhere you can get to easily and unpack right away once you get to your new place. Waiting Until the Last Minute The longer you wait to get organized, the more hectic and stressful your move will be. Allowing yourself weeks or even months to get packed up and plan your move means you can do things one small step at a time and in a much more calm manner. Not Giving Clear Unloading Instructions Unloading and unpacking can quickly turn into a mess if you don’t give your movers (or friends and family) clear instructions on where to place things. It’s a good idea to clearly label each box with the room it’s going to so that you don’t end up dragging boxes from room to room after you unload. Discuss furniture placement ahead of time and make notes if necessary, to avoid having to move heavy items more than once. Not Making Sure Your Things Are Insured Nothing adds to moving stress quite like broken household goods. Besides doing a careful job packing, you will want to make sure your belongings are insured. Check your homeowners or renters insurance to make sure it covers your belongings during a move. If...

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Why Pawn Shops Pay So Little For Your Items And What You Can Do About It

Posted by on 3:50 pm in Uncategorized | Comments Off on Why Pawn Shops Pay So Little For Your Items And What You Can Do About It

While pawn shops might seem like a niche business, they’re actually a seven billion dollar industry. Unfortunately for consumers, part of the reason that pawn shops are able to do so much business is their knack for underpaying for merchandise. If television and popular culture are any indication, you should expect to get pennies on the dollar for your valuables at your local store. The good news is that this isn’t typically the case. Pawn shops purchase their items using a fairly strict set of criteria. Understanding these criteria is the key to having a positive pawn shop experience–and to getting the most value for your items. Overhead One of the main reasons that a pawn shop is required to pay under market for your items is their overhead. It costs you nothing to hold on to a valuable watch in your home. A pawn shop, on the other hand, must pay their rent/lease, utilities, and the salary of their employees in order to resell that watch for a profit. While there isn’t much you can do regarding a store’s overhead, you can target shops that have a lot of visibility and exposure to the shopping public. These stores tend to turn inventory over much more quickly than other, less visible stores. They won’t be required to build in overhead charges to the same extent as their slower selling counterparts. Scarcity Somewhat related to overhead costs, scarcity determines how easily a pawn shop will be able to resell your item after purchase. Items that are rare and highly desired will sell quickly, lowering the shop’s cost for the transaction. On the other hand, the fourteenth electric guitar that a store has in stock will sit for a while unless it’s a true collector’s piece. Your best defense against this is to scout the shop first. Go in as a customer and look to see what kinds of competing items they already have in their inventory. If you’re trying to unload a ring at a jewelry pawn shop and there’s a bunch of rings already, find a different pawn shop. You’ll be glad that you did. Season Very few people are going to buy skis in July. Many items that find their way into a pawn shop have seasonal utility–meaning that they’re only valuable during certain months of the year. During the off months, the value of these items decreases dramatically. If you’re in need of quick cash, there’s nothing you can do about this. However, if you can afford to do so, try to time your seasonal pawn sale a couple of months prior to the season of value for your item. For example, try to sell your skis in September. If you can move your item one season prior to the peak value season, you’ll get the fairest value for your sale. Perception One of the biggest points of disconnect for pawn patrons comes when they attempt to sell their collectables. A piece of art or pottery might be extremely valuable to a collector, but not nearly as attractive to the average person. Sometimes, a pawn shop simply doesn’t understand the value of a collectible item–or doesn’t care to wait for a collector to come in and pay top dollar. Don’t think you can come in with a...

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Ensuring Fairness And Kindness In Your Collection Agency

Posted by on 11:21 am in Uncategorized | 0 comments

If you have recently decided to purchase debt portfolios to start a collection agency, then you are probably looking forward to collecting money from individuals who owe debts.  Hiring employees to contact these people is a good solution, but you also should make sure that you are kind and courteous to the individuals you contact.  Some collection agencies use fear and intimidation to force people to pay old debts.  If you are respectful instead, then debtors will likely be more willing to work with you and you will in turn make more money yourself.  Follow the tips below to make sure your new collection agency is fair and kind. Make Sure Debts Are Actually Owed Before you contact a debtor, it is wise to gather as much information about the individual and the debt as possible.  Make sure you have paperwork that shows the name of the individual and their address.  Also, documents should be looked over that show the date of the debt, the payment history on the bill, the outstanding balance, and the date that the debt was first considered delinquent or overdue. Encourage Credit Report Checks Once the information is gathered, use it to discuss the delinquent bill with the debtor.  If the debtor indicates that the debt has been paid already, then indicate that there may be a credit report error.  Inform the individual to contact one of the three national credit reporting agencies for a free copy of their credit report.  One free report is provided by each agency every 12 months.  Indicate that the report should be inspected carefully.  If an error is found, like the old debt, then inform the individual to contact the credit company by writing a letter to them by hand.  A copy of an invoice, cancelled check, or a letter indicating that the debt has been forgiven should be included as well. This information will not help you collect the debt this time, but the individual will be more willing to work with you in the future if a debt is actually owed. Follow All of Your State Laws If you start a collection agency, then it is imperative that you follow all of the collection laws in your state.  Not only do you need to follow these laws, but so do all of your employees.  Many states have fair debt collection laws that protect consumers from deception, harassment, and abuse.  In Florida, for example, you cannot contact an individual about a debt between the hours of 9 PM and 8 AM.  You also cannot contact employers, use vulgar language, or pretend to be a police officer.  You cannot discuss debts with family members, significant others, or any other third party individuals either. Add Call Center Software Find the specific laws for your state and print them out for each employee in your office.  Also, consider using call recording software so you can make sure that individuals are using appropriate language.  Purchase call center software, as well, that allows your employees to quickly access the debtor’s information.  Encourage employees to place notes within the consumer file that shows both the dates and times that the individual was contacted.  Conversation details should be included as well.  This will keep other employees from contacting the same debtor numerous times in one day. If you have purchased...

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3 Important Details You Cannot Forget When Preparing Items To Store

Posted by on 8:12 am in Uncategorized | 0 comments

Whether you are placing items in a self storage unit to reduce clutter in your home, finally make some room in your jam-packed garage, or temporarily store items during a housing downsize, you want the items to come out of storage in the same great shape they went in. While choosing the right size unit and opting for the right climate control is important, it is also important to prepare your items properly for storage. There are a few preparation steps you cannot afford to skip, as skipping them can lead to disaster later on.  1. Remove All Batteries From Electronics Removing all batteries from electronic items, such as remote controls, clocks, and any other gadgets that require batteries, is an extremely important task you cannot forget. Batteries can leak corrosive acid, and they are especially prone to leakage during temperature fluctuations. This can ruin the electronic item you are storing, and if the acid leaks out of the gadget, even items below or around it could be damaged.  There have also been cases where batteries have exploded when they become very hot or at seemingly random times, and this can lead to a fire inside your unit. It is better to be safe than sorry, so just remove all batteries to protect your items and the storage facility.  2. Take All Cosmetics And Toiletries Out Of Dressers and Cabinets While you will likely make sure to take the toiletries and cosmetic items you currently use out of furniture you are storing, you may be tempted to leave a few bottles of old perfume, shampoo, or other items in dressers or cabinets. Not only will the product inside of them likely break down, separate, and lose potency when exposed to the hot and cold temperatures your unit may face, but the products can easily leak and damage the furniture they are stored in.  In the heat, chemicals in cosmetics in plastic containers can form chemical reactions they don’t create at normal temperatures and burst. Glass bottles, such as perfume bottles, can break with freezing temperatures due to thermal shock. The last thing you want to do is pull that favorite wooden dresser out of storage to find it covered in body lotion and strong perfume.  If you do want to store toiletries, then beware of the risk that they may not come back out of storage usable, and keep them in their own plastic storage tub where they can only explode or spill on each other if they do.  3. Remove Food From Your Storage List Many self storage units do not allow food items to be stored, as they can attract rodents and other pests. Even if the storage facility you choose does not have rules against storing food items, you may want to think twice about it for similar reasons. Food in boxes or bags often have an odor that you may not be able to smell, but the sharp noses of pests outdoors can. Also, food in glass containers, like jars, have the similar risk of breaking due to temperature fluctuations and leaving a mess in your unit. That can of pickles may sound tasty to eventually eat when you remove your items from storage, but you won’t like it if it breaks and leads to...

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5 Custom Casket Designs Inspired By The WWE

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When The Undertaker debuted in the WWE during the 1990’s, he changed the landscape of pro-wrestling forever. One of the biggest changes that occurred with the WWE Superstar was the arrival of the casket match. In a casket match, opponents wrestled and attempted to place each other in a casket. The first person to shut the casket lid shut would be declared the winner. The Undertaker has battled in numerous casket matches against opponents like Shawn Michaels, Mark Henry, Yokozuna, and The Big Show. He used a different casket design for each match and you can actually implement some of these designs into a custom casket out of your own. The following five designs can help add a unique touch to your personal resting place. Airbrushed Art To help intimidate opponents, The Undertaker would often present caskets with a lot of airbrushed art on it. For example, in a casket match against Goldust, The Undertaker used a casket that was airbrushed in gold and featured a number of airbrushed “Goldust” logos and text. During another match, The Undertaker had caskets airbrushed with symbols from the Ultimate Warrior. These designs add a personal touch and can be crafted in all types of colors. You can use the airbrush technique to add your name to a casket or to showcase interests. For example, if you’ve always loved lions, you could have lion art airbrushed directly on a casket. Casket Padding One thing that always stood out during The Undertaker’s casket matches were his custom padding on the inside. The caskets often used a dark purple padding on the inside of the casket and under the lid. These padding options are also available when you choose a custom casket design. You can select from all different colors, along with different types of padding materials like silk or velvet. The Funeral Parlor Caskets The Undertaker was once a part of an on-air talk show known as “The Funeral Parlor.” During this show, fans would see a number of custom casket designs. Each design had a number of features that can be accommodated to your own casket. Six-Sided Casket: Replicating early coffin designs, a six-sided casket features a larger opening near the head and gets skinnier near the legs. This type of casket has a very retro appeal. Wood Work: The caskets on The Funeral Parlor often featured custom woodwork. This includes stained wood, antique wood designs, and painted wood trim. These elements can easily be implemented into a modern casket design. Ornamental Additions The top of The Undertaker’s many caskets included custom ornamental additions. The following ornamental additions add great design elements and a personal touch for your order. Crosses: A steel cross was attached to the top of many caskets that The Undertaker used. These crosses had a rustic design and brass finish on many of them. Animal Symbols: Animal symbols can be added directly to the top of a casket. The Undertaker used symbols like dragons or wolves, but you can branch out to choose all types of animal symbols. Initials: Get really personalize by adding initial ornaments to the top of your casket. The selection you make can be full initials or just a single letter. Casket Decals At Wrestlemania XXX, The Undertaker made his entrance by walking among more...

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Storage Shipping Containers: The Difference Between FOB And CIF

Posted by on 11:47 am in Uncategorized | 0 comments

The U.S. is the second largest exporter in the world with a total of approximately 11.2 million twenty-foot equivalent units (teus) being exported in 2010. If you would like to import or export products and goods to and from the U.S., familiarizing yourself with the terminology and the different types of shipping methods that are available for storage shipping containers may prove to be beneficial. There are two different types of shipping methods: CIF (cost insurance and freight) and FOB (free on board). The rule of thumb is to buy FOB and to sell CIF. Here’s why: The Difference Between CIF And FOB CIF stands for cost insurance and freight, which basically means that the seller of the exported goods is responsible for paying the total cost of the freight and the insurance for the goods and products that are being shipped. The storage shipping containers must arrive at the port of destination, and any risk during the shipping is the responsibility of the seller. Once the storage shipping container has reached its port of destination, the risk and responsibility associated with the cargo is then transferred to the buyer in the other country. FOB, on the other hand, stands for free on board. This shipping method means that the seller is only responsible for loading the goods and products that are being sold on board the ship that has been chosen by the buyer. The cost and the risk is then divided by the two parties. The seller is only responsible for ensuring that the cargo clears customs and can be exported. The seller is also responsible for maritime transport only, and not for multimodal sea transport.  Benefits And Disadvantages Of CIF If you’re importing goods or products from the U.S. and the they will be arriving via storage shipping containers, then you may benefit from the CIF method rather than the FOB shipping method. Why? CIF makes international trade a lot simpler. If you’re just starting out your trade or if you are working with small shipping containers, choosing CIF will simply make your life a whole lot easier. Although you will be able to enjoy the easiness of shipping, you must also realize that you will typically be paying more for CIF than FOB because most sellers often mark up the costs in an effort of increasing their overall profit stream. Benefits And Disadvantages Of FOB Unlike CIF, those who opt for FOB will have more responsibilities with the storage shipping containers. Not only will you have to be on top of the entire shipping process, but you will generally have to take on a more hands-on approach in comparison. While this can be a huge disadvantage for those who are new to the trade or for those who simply do not want to take on the added effort, there are some benefits that can be enjoyed.  Those who opt for FOB generally enjoy lower shipping costs, and will generally have better control over the overall freight and freight insurance cost. Last but not least, those who opt for FOB generally have more control as to when the storage shipping containers will arrive at their port of destination, and will also be able to obtain more accurate information since they are working with their own freight forwarders. Those who opt for...

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Pee-Yew! Natural Tips For Cleaning Smelly Drains

Posted by on 9:44 am in Uncategorized | 0 comments

As a homeowner, you most likely understand the challenges involved in keeping your home clean and attractive. From carpet cleaning to mowing the lawn, it is easy to see how maintaining your home can be overwhelming. Unfortunately, you may not be placing enough time and effort into your drains and underlying plumbing. Considering your kitchen and bathrooms see a great deal of use over time, residue quickly buildups inside your drains. While soap scum, food particles, and other debris may not become a serious plumbing issue, the residue will lead to foul odors that affect your entire home. Using this guide, you can naturally remove the odors from your drains. Hot Water While surprising to hear, pouring hot water down each of your drains is sufficient for preventing and removing foul odors. Every few days, boil a pot of water for each drain. Pour the pot of boiling water directly into sink, tub, and shower drains. To remove odors inside your toilet bowl with hot water, pour a few cups of hot water into the bowl. Use your toilet brush and hot water to scrub the bowl, drain hole, and under the rim. The hot water will force through and break apart the odor-causing residue without using harmful chemicals that could seep into your septic system. Baking Soda Found in the pantries of most homes, baking soda is one of the most important ingredients to have in your arsenal of natural cleaning products. The sodium bicarbonate creates a bubbling, fizzing sensation when it encounters moisture on a surface. This carbonation effectively dissolves away dirt and grime without the toxic chemicals found in most drain cleaners. To deodorize your sink and tub or shower drains using baking soda, use the following technique every few weeks: Turn on the faucet and allow the hot water to run for 2-3 minutes. Sprinkle 1 cup of baking soda directly into the drain. Use a soft sponge to scrub the interior rim and into the opening of the drain. Allow the baking soda to sit for 10 minutes. Rinse the sink and drain with hot water. Baking soda is also an effective cleaner and odor remover for your toilet. To use this natural cleanser in each of your bathroom toilets, complete the following steps: Flush your toilet and allow the water to refill into the bowl. Sprinkle a few tablespoons of baking soda into your toilet bowl. Use a soft-bristled toilet brush to scrub the interior bowl. Be sure the brush reaches into the bowl’s hole, as well. Allow the baking soda to rest for 15 minutes after scrubbing. Flush the toilet to rinse. Vinegar From cleaning windows to pouring over your salad, vinegar is one of the most versatile ingredients to have at home. Fortunately, it is also an effective option for removing residue that is creating odors inside your drains. In addition, the acidic properties found in vinegar are naturally antibacterial and antiviral. Not only will your drains be clean and odor-free, but they will also be free from harmful bacteria that could make your family sick. To use vinegar as a drain cleaner, complete the following steps: Rinse the interior of your sink and tub or shower with hot water. Pour 2 cups of white vinegar directly into each drain. Use...

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